Work Location: Toronto, Ontario, Canada

Hours: 37.5

Line of Business: Credit Management

Pay Details:

$81,600 - $115,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview

TD Asset Based Lending (TDABL) is the asset-based lending division within Commercial National Accounts (CNA) within the Commercial Bank. This dynamic, growing group provides dedicated relationship coverage to asset-based clients with annual revenues generally ranging from $30 million to $2 billion and typical credit requirements in excess of $25 million. Credit relationships are complex and are comprised of both bilateral and syndicated transactions. The group consists of senior asset-based lending and commercial banking professionals who combine specific industry knowledge and extensive deal structuring experience to offer a full suite of customized credit and cash management solutions to meet the complex needs of our clients.

Job Description

This is an exciting entry point opportunity within TD Asset Based Lending. You will be mentored by a team of experts that structure deals for clients with complex and diverse credit and deposit / cash management requirements. The Associate is responsible for:

• Supporting the team with portfolio expiry management and timely monitoring and control processes. This includes credit writing, monitoring trends in financial and collateral performance, as well as reviewing field audits and appraisals.
• Recommending credits to Associate Vice President / Director of Credit Execution.
• Supporting new business and CTP growth of the portfolio. This includes identifying business opportunities amongst existing customers as well as structuring competitive deals for prospective customers.
• Building new customer relationships and deepening existing relationships by consistently following the Commercial Sales methodology.

Job Requirements

Qualifications/Skills/Experience:

• 2-3 years of commercial or ABL experience
• Solid credit, analytical, and problem-solving skills.
• Financial modelling experience would be an asset.
• Excellent communication and organizational skills.
• Strong team player, with an ability to work independently.
• Ability to engage in active dialogue with internal and external stakeholders (CCRM, Unit VP, clients, legal counsel, etc.).
• Ability to travel as appropriate.

Additional Information

An undergraduate or graduate degree in Business, Economics, Finance, or other quantitative discipline is required.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.