TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
DEPARTMENT OVERVIEWCo-op and Internship opportunities allow you to gain valuable work experience across a number of the businesses at TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as individual and experience our culture of care.
Our Co-op/Intern Programming is offered with select Co-op and Internship roles and is designed to help you better understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features:
- Leadership talks with key Leaders from across the organization
- Lunch and Learns on topics such as Innovation
- Diversity and Inclusion and Personal Branding and so much more
The TDAF Risk Strategy Team is responsible for the development and execution of risk strategies and initiatives that will assist our TDAF business partners to achieve growth and profitability targets while maintaining the overall risk quality of our lending portfolios. Accountabilities include providing monitoring and oversight of a highly dynamic and exciting portfolio, supporting risk strategy enhancement.
JOB DESCRIPTIONThe intern will work in a fast-paced and results-oriented environment and will be part of a learning culture where ongoing development is encouraged.
Specific accountabilities include:
- Participate in development, design, testing and verification of TDAF Auto Adjudication Acquisition Strategies.
- Review ARD performance in terms of both the rate of auto-adjudication and the on-book performance of loans which are funded through the various implemented strategies.
- Provide insights and analysis that will identify origination and delinquency trends and inform revenue enhancement and loss mitigation decisions.
JOB REQUIREMENTSWe’re proud to work with a group of diverse colleagues. If you have relevant experience that isn’t mentioned below, tell us about it in your resume or cover letter.
- Currently enrolled in an undergraduate or master's program (master's preferred) in financial risk management, finance, economics, statistics, mathematics, analytics, or related fields
- Completion of at least one internship or co-op and second-year studies in financial risk management, finance, economics, statistics, mathematics, analytics, or a related field is required.
- Must be enrolled in an undergraduate degree with the intent of going back to school at the start of your work term (requirement of all co-op/intern positions)
- Strong ownership mentality and can-do attitude.
- Great attention to detail.
- Proficiency in SAS, SQL and Python would be considered strong assets.
- Familiarity with Tableau and prior knowledge of machine learning and credit risk would be considered strong assets.
ADDITIONAL INFORMATION- This position is a 4-month work term and will commence September - December 2026.
- Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).
- We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.
- TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements
- TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such, work location and start dates are subject to change.
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Colleague DevelopmentIf you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to h