Job Title: Subprime Finance Manager - Automotive

Overview:

As the Subprime Finance Manager at Paragon Auto Mall, you will play a pivotal role in facilitating vehicle financing for customers with credit challenges. Your expertise in subprime financing will contribute to expanding our customer base while ensuring compliance with regulatory standards.

Responsibilities:

• Customer Financing: Specialize in securing financing options for customers with subprime credit, structuring deals to meet both customer needs and dealership goals.
• Credit Analysis: Assess and analyze customer credit applications, working closely with lenders to secure approvals and favorable terms.
• Compliance: Stay abreast of financial regulations and ensure all financing activities adhere to legal and ethical standards.
• Relationship Building: Cultivate relationships with lending institutions to negotiate terms and secure competitive financing options for customers.
• Sales Collaboration: Collaborate with the sales team to structure deals that maximize profitability while meeting the unique needs of subprime customers.
• Documentation: Oversee the preparation and accuracy of all financing and legal documents, ensuring a smooth and compliant transaction process.
• Customer Education: Provide clear and transparent information to customers regarding their financing options, terms, and conditions.

Qualifications:

• Proven experience in automotive finance, with a focus on subprime financing.
• In-depth knowledge of subprime lending practices and regulations.
• Strong negotiation and communication skills.
• Detail-oriented with the ability to manage complex financing transactions.
• Familiarity with relevant software and systems.

You can apply if you are:

• a Canadian citizen;
• a permanent resident of Canada
• a temporary resident of Canada with a valid work permit

Do not apply if you are not authorized to work in Canada. The employer will not respond to your application.

Job Types:

Full-time, Permanent

Pay:

From $150,000.00 per year

Application question(s):

• Are you legally eligible to work in Canada?

Experience:

• Car Sales: 2 years (required)

Licence/Certification:

• OMVIC (required)

Work Location:

In person